Under P+ Life cycle your pension scheme is based on a market-rate model. This means that you immediately receive the full return – positive or negative – generated when we invest your pension savings. 

Choose your own risk profile

We cannot invest your pension savings without taking risk. If you are subject to P+ Life cycle, it is your choice how big a risk we should take when investing your savings – and whether we should place a particular focus on sustainability. You can choose between low, medium and high risk. If you do not make a choice, we invest at a medium risk level. You can choose your risk profile in Min pension