When you change jobs, there are many things to consider - including what should happen to your pension savings and insurance covers. 

You can continue paying contributions to P+

You and your new employer can continue paying contributions to your scheme in P+, provided that you do not become subject to another compulsory scheme. 

If you are required to join another scheme, you must decide what should happen with your scheme in P+. 

You can keep your insurance covers in P+

Before you make a decision it is important to check which insurance covers are included in your new scheme - and whether they match your needs. If this is not the case, you have the option to keep your insurance covers in P+:

1. You can keep the insurance covers for up to three years without paying contributions. The costs related are deducted from your savings.
2. You can continue making contributions yourself. You must pay at least DKK 2,000 – then you keep your insurance covers without P+ making deductions from your savings.
3. You can also choose to keep your savings without any insurance covers.

You must make a decision no later than three months after payment of contributions to P+ has been discontinued, so we recommend that you contact us as soon as possible.

Call us to learn more about your options. 

If the terms and insurance covers in your new pension scheme match your requirements, you may choose to transfer your savings to the new provider. You must contact your new pension company, and they will handle the administrative work. P+ deducts a fee for the transfer.