In P+ you benefit from some of the lowest costs in the pension sector. This means that a larger share of your contributions goes towards growing your savings.

Here you can see what a typical member of P+ pays to have their pension administered in 2026.

P+ among the most cost-effective

Administrative costs make up only a small part of your total costs. In addition to administrative costs, you also pay investment costs that includes fees paid to external portfolio managers, transaction costs incurred when buying and selling securities and salaries to of our employees in our investment team.

 Your total costs are presented using two key measures:

• Annual costs in DKK (ÅOK): The total of all  administrative and investments costs charged during a calendar year.
• Annual costs as a percentage (ÅOP): The total administrative and investment costs expressed as a percentage of the value of your pension savings at the end of the year.

Whether measured by ÅOK or ÅOP, P+ ranks among the most cost-effective pension providers in the sector.

If you are a member of P+, you can view your total costs in Min pension. Your ÅOP and ÅOK figures are available in your deposit statement under ”Dine dokumenter”.

If you are not yet a member of P+, you can try our omkostningsberegner (cost calculator – only available in Danish) and get an estimate of how much you could save by transferring your pension savings to P+.