You pay costs when we invest your pension. The investment costs cover i.a. fees to external portfolio managers, transaction costs when we buy and sell securities as well as salaries to the employees in our investment department. 

Among the lowest costs in the pension sector

In P+ we keep your investment costs down by having the majority of our investments managed by external portfolio managers. At the same time, a large part of our investments are passively managed. This means that we invest broadly in the market instead of selecting the investments ourselves. 

Both of these approaches provide you with some of the lowest investment costs in P+.

Contrary to the administrative costs, the investment costs depend on the size of your savings. You can get an indication of the size of your investment costs in our cost calculator