Combine your pensions and save money

Even small costs may significantly impact when you can afford to retire.

If you are one of the many Danes who have a pension scheme in several companies/banks, you should consider combining your savings in one place. 

By combining your pension schemes, you avoid paying costs several places. And even small costs may have significant impact on the size of your savings when you retire - and when you can afford to retire. 

Dreaming of an early retirement?

If throughout your work life you pay just 0.5 percent extra in annual costs, you must stay in the labour market for an additional 2 years to have the same amount paid. 

If throughout your work life your pay 1 percent extra in annual costs, you must wait 4 years to exit the labour market if you want to have the same amount paid. 

If you dream about the possibility of early retirement, you can do yourself a favour by combining your savings without having to dig deeper into your pockets. 

More advantages

In P+ you benefit from some of the lowest investment costs in the pension sector. This means more money into your pension pot.

When you combine your savings, you also avoid double insurance. And it provides a better overview of your expected benefits. 

In some cases, you can also transfer rights from your previous company - e.g. an earlier retirement age than you have in P+. 

Gain an overview and move on 

In Min pension you can easily gain an overview of whether you have several pension schemes that you will benefit from combining. 

If you have questions, our pension advisors are ready to help you assess whether you will benefit from combining your pensions. We do not charge any fees if you transfer your savings to P+. And we handle the paperwork if you decide to combine your pension in P+. 

You can call our Membership Services on +45 38 18 87 00.