When you change jobs, you must keep track of many new things - also what you want to do with your pension savings and insurances. 

You can continue paying contributions to P+

You and your new employer may continue paying contributions to your scheme in P+, if you do not become subject to another compulsory scheme. 

If you do become subject to another compulsory scheme, you must decide what to do with your scheme in P+. 

You can keep your insurances in P+

Before you make a decision it is important that you check which insurances your new scheme includes - and whether they match your needs. If that is not the case, you have the possibility of keeping your insurances in P+:

1. You can keep the insurances for up to 3 years without paying contributions. The costs related to maintaining the insurances are deducted from your savings.
2. You can continue paying contributions yourself. You must pay a minimum of DKK 2,000 – then you keep your insurances without P+ making deductions from your savings.
3. You can also choose to keep your savings without the insurances.
   
   

You must decide what to do no later than 3 months after payment of contributions has been discontined.

Call us to learn more about your options.

If the terms and insurances in your new scheme match your requirements, you can combine your savings in the new company. You must contact your new pension company, and they will handle the administrative work. P+ deducts a fee for the transfer.