Your parental leave terms depend on your employment situation and any applicable collective agreement. 

If your employed in the public sector (state, municipality or region), you will typically receive full salary during parental leave, including payment of pension contributions. You can check the length of the period with Djøf and IDA

This means that your pension and insurance covers in P+ continue as normal, and you usually do not need to make any changes during your parental leave. 

If you extend your parental leave, or if your are privately employed or self-employed, it is important to check whether pension contributions are still being made during your leave. 

If no pension contributions are made

If no contributions are made, this may affect how much you will have available when you retire.

Accordingly, it may be a good idea to agree with your partner that you continue contributing to your pension scheme during parental leave, if possible. 

You should also be aware that the insurance covers linked to your pension scheme will typically cease after three months if no contributions are made.

This means that you risk loosing your safety net in the event of illness or accident during your parental leave. We therefore recommend that maintain your insurance covers. There are several ways to do this. 

If you take over payment of contributions during your leave, you will automatically maintain your insurance covers. You can also choose to have the cost of the insurance covers deducted from your pension savings.