You can no longer work

You may be eligible for disability pension benefits if you lose a significant part of your ability to work for a shorter or longer period of time. Contact us if you want to apply for payment.

Your pension scheme includes an insurance that covers if you lose the ability to work. This provides a financial safety net if something happens that prevents you from continuing in employment. 

Disability pension and continued pension savings 

If you qualify for disability pension, you may receive a monthly payment, typically based on a percentage of your salary if your ability to work is reduced by two-thirds. In addition, P+ takes over payment of your pension contributions, so your insurance covers and pension savings continue as if you were still working.

Some members may also be eligible for a lump sum payment in addition to the disability pension benefits. 

The exact rules applying to the insurance depend on when you joined the pension scheme as well as the applying Regulations. You can see your insurance covers and which Regulations you are subject to in Min pension

How to apply for payment
  1. If you want to apply for disability pension under the insurance, you must contact us
  2. We forward an application form, a consent form and a medical certificate. You must complete the application and consent form yourself, while your doctor (your GP or medical specialist) completes the medical certificate.
  3. The doctor submits the completed certificate to P+ and we cover the cost.
  4. You are responsible for submitting the remaining completed documents to P+ - you can do it via secure mail here

    It may vary whether your doctor sends the certificate directly to us or whether you need to do so yourself. In all cases, we cover the medical fee and the doctor settles the payment with us.