A lump sum death benefit is an insurance that guarantees your next of kin a lump sum if you die before having reached age 68, and before your start receiving retirement pension benefits. 

In general, all members of P+ who pay contributions are covered by a lump sum death benefit that provides your surviving relatives a financial security net through difficult times. You can see the amount on Min pension

If you are subject to P+ Life cycle, you can at all times adjust the size of the insurance which can amount up to 8  times your annual salary. You also have the possibility of opting out of the insurance.

If you have a different pension scheme than P+ Life cycle, you are covered by the lump sum death benefit through your group insurance. If you want a higher cover, you have the possibility of bying a supplementary group insurance with Forenede Gruppeliv 

You can read about the terms applying to your pension scheme on Min pension or in the insurance terms