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MemberFunds

MemberFunds are a non-guaranteed pension supplement which are paid when you retire. 

Under existing laws, P+ must as a pension company have basic own funds which serve as a collateral for the pension fund's liabilities. In P+ the basic own funds include our equity and MemberFunds. This means that MemberFunds may be used to cover a possible loss and at worst be discontinued. As payment for this risk, MemberFunds are remunerated with the same return on investments as the remaining equity including a risk interest payment. 

When you pay contributions or transfer a pension scheme to P+, we set aside 2 percent of the amount to MemberFunds. 

If you transfer your pension scheme from P+ to another company, you will be paid your part of MemberFunds. Accordingly, MemberFunds can be seen as a separate savings scheme. 

MemberFunds are paid along with your retirement benefits for as long as you live.

A few member groups subject to old pension schemes also have MemberFunds (15 years) which are paid for 15 years. If you have MemberFunds (15 years) as a part of your pension scheme, they are paid to your estate if you die before having received the amount in full. 

See you MemberFunds

On Min pension you can see the MemberFunds subject to your pension scheme.

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