This is how we maximise your savings

We invest your savings for the purpose of giving you the highest possible pension. The return is added to your savings differently depending on your type of pension scheme. 
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Your savings yield interest differently according to your type of pension scheme.

  • If you became a member of P+ after 1 November 2021, or you have accepted a new pension scheme, you are subject to P+ Life cycle that is our new pension scheme in market rate.
  • If you became of member of P+ before 1 November 2021, and you have not accepted a new pension scheme, you are subject to a pension scheme in average rate.

You can read more about the two different ways to boost your savings below.

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