In general, you have the possibility of ensuring a payment to your spouse or cohabitant if you die. If you are married or have a cohabitant, you should both review your pension and insurance covers to make sure they comply with your life – especially if you buy a house, have children, change jobs etc.
How does it impact your financial situation if one of you suddenly falls ill, and you lose an income? Can you keep your house? And what happens if one of you dies? These are serious considerations, however it is situations that are important to consider if it should happen.